9 Months Interest Free Deferred*

  • No interest, no payments for 9 months
  • No credit card surcharge
  • Minimum purchase amount $250 on all travel purchases
  • Normal credit, lending criteria and fees apply
  • See below for terms and conditions or ask in-store for details

A minimum purchase amount may apply. Normal credit and lending criteria and fees including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine) apply. Payment for your purchase will be deferred for the stated period. During the deferred payment period, no interest will accrue and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a. / Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLineis provided by Latitude Financial Services Limited.

12 Months Interest Free^

  • Get 12 months interest free on Visa purchases of $250 or more
  • A minimum payment is required each month over the duration of 12 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A Eco Travels fee of 2.1% applies
  • Normal credit, lending criteria and fees apply
  • See below for terms and conditions or ask in-store for details

^Eco Travels 2.1% fee applies. Normal credit and lending criteria and fees including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine) apply. Amount payable will be shown on your monthly statement. Paying only the minimum monthly repayment of 3% of the remaining monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a. / Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLineis provided by Latitude Financial Services Limited.

There is wide range of deferred and interest free options, contact us for more information.

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