10 Months Interest Free *
- A minimum payment is required each month over the duration of 10 months
- Booking fee of 1.5% applies
- Minimum purchase amount $250 on all travel purchases
- Normal credit, lending criteria and fees apply
- Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
- See below for terms and conditions or ask in-store for details
Minimum purchase $250. Minimum monthly payments required. Normal credit and lending criteria and fees including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card.. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited. For cash advances, an interest rate of 29.95% p.a. and fees of $2 Gem Visa/$6 Gem CreditLine applies. Further information on rates and fees can be found at gemfinance.co.nz.
16 Months Interest Free^
- Get 16 months interest free on Visa purchases of $250 or more
- A minimum payment is required each month over the duration of 16 months
- Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
- Booking fee of 2.5% applies
- Normal credit, lending criteria and fees apply
- See below for terms and conditions or ask in-store for details
Minimum purchase $500. Minimum monthly payments required. Normal credit and lending criteria and fees including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card.. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited. For cash advances, an interest rate of 29.95% p.a. and fees of $2 Gem Visa/$6 Gem CreditLine applies. Further information on rates and fees can be found at gemfinance.co.nz.
